Friday 10 February 2017

Credit Cards of the Year that are Ruling the Market, Already

The year beginning has brought amazing offers on the credit cards. With the plethora of deals available in the market, you have plenty of options to select from. To find the best credit card in India browse through the list: 



SN

Credit Cards

Rate of Interest

Annual Fee

Joining Fee

Fee for ATM cash withdrawal


Benefits
1
Axis Bank Neo Credit Card
3.25% per month

46.78% per annum
None in the first year.

Rs.250 from second year onwards
Rs.250
(refrained if Rs.2,500 is spent in 45 days)
2.5% of withdrawn amount
or Rs.250.
-Shopping vouchers from Myntra worth Rs.500
- Movie vouchers from BookMyShow worth Rs.200
-10% cash back for purchases made on Jabong.com
-10% discount with RedBus.com, BookMyShow.com and FreeCharge.com
-Security chip
-Available for NRIs
2
Yatra SBI Credit Card
3.35% per month

40.2% per annum
None in the first year.

Rs.499 from second year onwards
Rs.499
(onetime fee)
Up to 80% of credit limit.

Maximum limit is Rs.12,000 per day.
-International Credit Card
-Travel Vouchers from Yatra.com
-Access to premium MasterCard lounges across airports in India
3
HDFC Solitaire Credit Card
2.95% per month

35.4% per annum
None in the first year.

Rs.500 from second year onwards
Up to Rs.1,000
2.5% of withdrawn amount or Rs.300, whichever is more.
-Shoppers’ Stop vouchers worth Rs.2,000 every year
-Reward points on dining, shopping and grocery expenditure
-Security chip
4
ICICI Bank Instant Platinum Credit Card
2.49% per month

29.88% per annum
None
None
2.5% of withdrawn amount or Rs.300.
-Offered against fixed deposits
-Discount of Rs.100 on 2 movie tickets a month, when the booking is done through BookMyShow.com
-15% discount on dining in any of the 800 restaurants in the network, across the country
5
HSBC Visa Platinum Card
18% to 24% per annum 
None
None
3.3% per month
-Valid Internationally
-15% off at over 700 restaurants within its network, across major Indian cities
-Insurance benefits
-Visa Signature Concierge Service
-Emergency card replacement
-Zero lost card liability
6
Standard Chartered Inner Circle Platinum Credit Card
3.10% per month

37.20% per annum 
None
None
3% of withdrawn amount or Rs.300  
-6% value back at all Inner Circle affiliated stores and Lifestyle outlets across the country
-Coupons worth Rs.2,500 on joining the Inner Circle loyalty program
-5% cash back on purchases made at Auchan outlets


With such amazing offers there is no reason why you should delay your purchase any further. Credit cards help manage your money and simplify your expenditure manifolds. Interest earnings, cash back, discounts and many such rewards are waiting for you. Select the one that serves as the best credit card for you.

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